Which card is right for me?
A few taps. A straight answer.
No sign-up and no credit check. Both cards carry the same designs and all 20 benefits.
Answer the questions to see your match.
Compare
Credit and Prepaid, side by side.
Tribal Card Credit
- Who it's for
- Adults 18+
- Credit check
- Yes, subject to approval
- How you spend
- Borrow and pay back monthly
- Builds credit
- Yes, with on-time payments
- Benefits
- All 20
- Designs
- Full collection
- Form
- Plastic and virtual
- Application
- About 5 minutes, decision in about a minute
- Costs
- 21.99% variable APR · No annual fee
Tribal Card Prepaid
- Who it's for
- Kids and adults. Under 18s through a parent or guardian
- Credit check
- No, ID verification only
- How you spend
- Spend only what's loaded
- Builds credit
- No. Adults can apply for Credit any time
- Benefits
- All 20, age-appropriate for kids
- Designs
- Full collection
- Form
- Plastic and virtual
- Application
- About 3 minutes, spend the same day
- Costs
- $0 monthly fee · No overdraft fees
Not approved for Credit?
You still get every benefit.
If your Credit application isn't approved, we'll offer you Tribal Card Prepaid with the same designs and all 20 benefits. You can apply for Credit again later.